To know about the risks before an investment, it is best to obtain the necessary knowledge of the financial concepts. With well-founded foundations on the movement of figures in the world of finance you can invest without fear.
After this, you must have a well-defined goal in relation to time so that the risks are few. Because in spite of all the controls that are taken to mitigate the risk it will always be latent . Well said the ancestors, “he who does not invest in an egg can not get a chicken.” Investment is not the subject of large entities, you can also start with small amounts of money.
There are a variety of investment entities that offer financial products adaptable to any amount of money. It is a matter of choosing for personal convenience. In order to invest, one must know what is necessary in terms of financial concepts, without being a big smartie. In financial institutions there are specialized personnel in the field, to guide you in making the best market decisions.
There are high-risk investments , but these types of investments are left to experts. To begin with, the best ones are offered by the government or financial institutions, they are the ones that have little chance of shipwrecking.
There will always be a risk, however low, it is best to be prepared and know how to deal with it and avoid the least possible losses.
» Market risk, which is the most common among investors, is affected by external situations and monetary policy that generate volatility in the stock market, which makes them tend to fall.
» Liquidity risk, when a product cannot be sold in the appropriate time. It is difficult to negotiate and have to deliver it for a lower price than purchased.
» Credit risk is the possibility of economic loss for not complying with the obligations agreed in a contract. It is applied to both entities and individuals.
» Concentration risk , as the name implies is to have all the investment in one place and of course when you retire it affects all other investors.
The best and looking at the above, is to seek investments in CDT, pension and severance funds, collective funds, stock market or fixed income. Interest paid ranges from 5% to 15%, but they are products that can be accommodated without difficulties.